The Budget Mom

Hi there! I’m Kumiko, or just call me Miko.

I was tired of living paycheck to paycheck and feeling hopeless. So I paid off $7,500 in credit card debt and became an Accredited Financial Counselor®

I created The Budget Mom to share my knowledge and to keep me accountable as I strive to live a life I love on a budget that I can afford.

Here you will find tips for saving more, spending less, and some ideas on how to make life a little bit easier.

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The Budget Mom's Latest Posts

How To Start Investing With Little Money

How To Start Investing With Little Money

| October 29, 2019

How many of us wish we could go back and tell our younger selves what not to do? If I had the opportunity, one bit of advice I would probably have given myself is this: Start a habit of investing with little money instead of racking up credit card debt. I am not sure where you are […]

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How To Find The Best Financial Advisor For Your Needs

How To Find The Best Financial Advisor For Your Needs

| November 8, 2018

The best financial advisor is one that takes the time to understand your financial goals while considering your needs and budget. After working in the financial industry for the past eight years as Director of Client Operations, one thing is clear. Finding someone you can trust and feel genuinely comfortable with is a lot harder […]

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